Short stories

Credit= A game? or Debt?

Good Morning!!

These last couple of weeks have not been the best. But with God’s help they will get better.

There isn’t a lot that I’ve been focused on. It’s really only been one thing I’ve been focused on for the past… almost 3 weeks now; and that is getting another car. The problem is I never really bought in to the whole credit thing. I thought having credit was more like debt and less like a game. Now that I’m older I understand that a game is exactly what it is. The better you get at the game the easier things in life will happen for you. Choose not to play this game and things can become extremely difficult. Especially if you don’t have the money that could take the place of the credit.

I just hate that it took me so long to understand having no credit is just like having bad credit. I’m living through the consequences of not establishing my credit early and consistently. Because of this it is like pulling teeth trying to get the right car. The other thing I found out was even though you paid your utilities and rent on time it does not go toward your credit. I swear it feels like my eyes have been closed to the way the world has been operating for the past 20yrs.

Now I’m here trying to play catch up, and learn everything there is to learn about credit so that things will come to me easier. Because one thing is for sure, life has definitely not been that.

If you don’t have credit, I suggest you go out while you’re young or even right now and learn how to play the game that some of the rich keep beating us at, time and time again.

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As Always 

Experiences · motivational · relationship · self-esteem · Short stories

Fall down 9 stand up 10

Good Morning!


Hope everyone is doing well.


As I’m sure you know, if you’ve been on this blog before; I always have a way of taking things from my life and making them applicable to you all, well at least I try to. This time is no different.

I took time to look at myself and really evaluate what I wanted from this point forth. I realized I don’t want the typical things women my age would want. Like being or getting married and two or more children with a pet or two. You see, I took a different route. I tried getting a husband in  hopes of starting a family when I was 18 leading up to recently. When in reality I should have been focusing on my career. Thinking that I would have the chance to better myself while I was with my husband and had my many kids, but that’s not the way things worked out.

I found out life is a whole lot harder than what grown ups back then made it look like. There aren’t abundant amounts of chances given to every and anyone. You have to take what you want, you can’t wait for someone to give it to you; you’ll be waiting forever if you think that’s gonna happen.

In short life is a beast and sometimes you have to fall down a couple of times, get a couple of  scrapes and scars before you finally understand the lesson you were being taught. There is no shame in learning late. The same comes when you take all the experiences from your life and you didn’t allow them to do what they were intended to do, which is teach. 


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empowering · Experiences · Feelings

With great struggle comes even greater rewards

Hey yawl. Hope all is well.


I’m sure I’ve written about this before, but it just feels like a thorn in my side!

You know how you work and work, and it still seems like you’re still not working enough? Like no matter how many hours you dedicate to your job, you just can’t seem to make enough. That is especially true if you don’t have a degree or a special talent or personality people are willing to see or engage with. Yep, there are many of us who partake in working a jobs we know are, for the lack of a better word ‘pimpin’ us. Well, that is what it seems to feel like when you get your check. This is especially true if you’ve put in extra time, hoping for time and a half. Then find out all that does is make more taxes come out of your check.

I swear, I get happy just to get disappointed. I’m sure my realist are thinking “If you hate it that much; why not leave?” See the problem with this is, if you leave you have to make sure you have something that is going to give you the same amount, preferably more. Many times that isn’t easy to find. Even if you are able to find something that pays more, most likely it would be hard to get or you’re not qualified.

Long story short, if you want to elevate yourself, you’re going to have to elevate and change your thinking. Only positive and open thinking provokes change.

Final Thought 

I know many times life isn’t easy (Mine damn sure isn’t). But once you begin to take more risks and stop being so by the book, it proves to be way more rewarding than you could ever imagined it could.

Like I’ve heard so many times before, “With great struggle comes great reward.”

Be patient your time is coming. 



empowering · Thoughts

Easy or Hard. Is it a choice?

So much we go through in life. It has me thinking, “Do we really have to experience half of the things we go through?

What do you think?…. Is it necessary for some to have life so hard and others to skate on through it?… Or is how people think of and view their life, the cause of the way life seems to pan out for them?….


What are your thoughts?

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